Bank customers are responsible for detecting fraud 82% of the time, according to Information Security Media Group’s 2012 Faces of Fraud Survey.

Banks responding to the survey reported that the three leading causes of fraud they experienced were card-not-present – 56% – data breach at a retailer or processor – 53% – and point-of-sales skimming – 47% – all root causes over which the consumer has very little control.

India recently opened its first RFID-based electronic toll collection (ETC) plaza at Chandimandir in Haryana’s Panchkula district.

The technology enables road users to make toll payments without stopping at the plaza and, in turn, reduce traffic congestion and commuting time. With the new electronic system, toll statements can also be obtained online so that users that need a receipt do not have to stop at the toll plaza.